1. INTRODUCTION

1.1. These terms and conditions and all other policies and documents referred to within them ("Terms") govern the use of this website ("Site") (as defined below) owned, operated or provided by ("Taqyeem"). Your use of the Site is conditional on you complying with these Terms.

1.2. Please read these Terms carefully. Each time you access the Site, these Terms will apply. These Terms may be amended in accordance with Clause 13 below. It is your responsibility to bring these Terms to the attention of anyone who may, through you, access this Site or view or use any Content (as defined below).If you have any questions regarding these terms, please contact us at info@taqyeem.ae.

2. DEFINITIONS

2.1. "you/your" means (as appropriate), a the Visitor, Subscriber and/or Registered User accessing the Site or using a Service.

2.2. "we/us/our" means Taqyeem.

2.3. "Content" means all material, data and information on the Site including any User Content.

2.4. "Registered User" a User who registers for any of our Services.

2.5. "Service" any services provided by Taqyeem via the Site.

2.6. "Subscriber" a subscriber to any of our subscription services which we offer or may offer in the future.

2.7. "User Content" means all material, data and information uploaded onto the site by a User;

2.8. "User" any person or entity accessing, using or interacting with the Site.

3. ACCESSING OUR SITE

3.1. You may access the Site as follows:

3.1.1. as a "Visitor" in which circumstances, your use of the Site or any Content (as defined below) constitutes your acceptance of these Terms; or

3.1.2. as a "Registered User" in accordance with Clause 7 and any other terms and conditions applicable to the Services for which a User must be registered; or

3.1.3. as a "Subscriber" in accordance with Clause 7 and any other terms and conditions applicable to any subscription service for which a Subscriber has subscribed.

3.2. Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Site without notice (see below). We will not be liable if for any reason our Site is unavailable at any time or for any period.

3.3. You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them

3.4. To the extent any individual accesses the Site or uses a Service as an employee, partner, director, agent or representative ("Agent") of any legal entity which is a Registered User or Subscriber, the Agent warrants that he or she has authority to agree to these Terms on behalf of the relevant legal entity.

3.5. Some areas on the Site may only be available to Registered Users and/or Subscribers (see Clause 7 below).

3.6. The Site is supported by sponsoring organizations and advertisers (the "Sponsors") whose names appear on the Site and whose own websites may be accessed by Internet links from the Site – see Clause 9 below.

4. YOUR USE OF CONTENT AND TRADE MARKS

4.1. All rights in and to the Content, the User Content and the Site belong to us and/or our third party content providers and are protected by the copyright, trade marks, and/or other intellectual property rights ("Intellectual Property") of the relevant countries. We may license third parties to use the Content at our sole discretion.

4.2. You may use the Site and the Content solely for your own personal use and benefit and not for resale or other transfer or disposition to any other person or entity. You may not use, reproduce, modify, transfer, exploit, distribute or dispose of any Content for commercial purposes, nor in any manner that might compete with our business.

4.3. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

4.4. Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

4.5. If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

4.6. DISCLAIMERS AND LIMITATIONS OF LIABILITY.

WITHOUT PREJUDICE TO THE LIMITATION OF LIABILITY PROVISIONS AT CLAUSE 10 BELOW, YOU AGREE THAT YOUR USE OF THE SITE, CONTENT OR SERVICE IS AT YOUR SOLE RISK AND ACKNOWLEDGE THAT ALL SITE CONTENT AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE. " THE CONTENT MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE CONTENT. SAVE AS PROVIDED IN THESE TERMS, NEITHER WE NOR OUR SUPPLIERS AND LICENSORS MAKE ANY REPRESENTATIONS OR WARRANTIES AND, TO THE FULLEST EXTENT ALLOWED BY LAW, EXCLUDE ALL IMPLIED WARRANTIES (INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, TITLE AND FITNESS FOR A PARTICULAR PURPOSE) REGARDING (A) THE SUITABILITY OF THE INFORMATION; (B) THE ACCURACY, AVAILABILITY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE SITE, CONTENT OR SERVICES; OR (C) THE RESULTS OBTAINED FROM ACCESSING AND USING THE SITE, SERVICE OR CONTENT. FURTHER, WE DO NOT REPRESENT OR WARRANT THAT (A) THE FUNCTIONS CONTAINED IN THE SITE OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE; (B) DEFECTS WILL BE CORRECTED; (C) THE SITE, THE SERVICES OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; NOR (D) THE USE OF ANY OF THE CONTENT WILL NOT INFRINGE THE INTELLECTUAL PROPERTY RIGHTS OF ANY THIRD PARTY.

5. YOUR OBLIGATIONS

5.1. This Site is not intended for users under eighteen (18) years of age, and such individuals are not permitted to be Registered Users. If individuals under eighteen (18) years of age wish to view material on any Site as a Visitor, their parent or guardian must agree to these Terms on their behalf.

5.2. You represent and warrant that:

5.2.1. you have the capacity to agree to these Terms; and

5.2.2. you are at least eighteen (18) years of age.

5.3. You undertake that you will, and if you are a Subscriber, you will procure that any licensed user under your subscription will:

5.3.1. comply with all applicable laws in relation to the Site and Services, including without limitation, laws relating to the use of Intellectual Property;

5.3.2. not use the Site or the Content outside the scope of permitted use under Clause 4 above and will not infringe any Intellectual Property or other rights in or relating to the Site or the Services or of any third party; and

5.3.3. comply fully with these Terms and any other policies or documents linked within these Terms.

6. OUR OBLIGATIONS

6.1. Subject to and without limitation to Clause 10, we will exercise reasonable skill and care in our provision of the Services provided to Registered Users and Subscribers, but from time to time faults may occur, in which case we will use reasonable efforts to repair them as soon as reasonably practicable.

6.2. We will endeavour to ensure all subscriptions or other Services are priced correctly on the Site (or otherwise in the Content). However, errors may occur. If such a pricing error is discovered, we reserve the right to give you the option of either cancelling your order for any particular subscription or other Service or reconfirming your order at the correct price.

7. REGISTRATION AND SUBSCRIPTIONS

7.1. In order to access certain areas of the Site (or specific Content), and/or to receive certain Services, you must register with us as either a Registered User or a Subscriber.

7.2. You must provide us with accurate and complete information during the registration process. It is your responsibility to inform us of any changes to that information (including, without limitation, your email address), by updating your details on the relevant section of the Site or contacting us. If you do not provide accurate and complete information when you register, we may not be able to provide the Services or Content that you request or that are suitable to you.

7.3. When you register, you will be given one or more user names and passwords, as appropriate for your registration or subscription to the Site or Service. If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures or as part of the registration process, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.

7.4. If you believe there has been any breach of security (such as the disclosure, theft or unauthorized use of any user name, password or any payment information), you must notify us immediately by emailing [insert email].

7.5. We reserve the right to access and monitor password-protected information, including any information which you upload or input and any information concerning your activities in relation to a Service or any Content, in order to fulfill our obligations in these Terms, to protect or comply with our legal rights and obligations.

7.6. Subscribers must pay certain charges in order to receive the relevant subscription Service (unless we agree otherwise for a trial period). All payments must be made in Emirates Currency AED. If we (or our designated agent) do not receive payment for any charges due, we may immediately suspend your rights in relation to the relevant Service. You are responsible for the payment of all charges associated with the use of the Service, Site and/or Content using your user name and password.

8. INTERACTIVE SERVICES

8.1. The Site may now or in the future contain discussion groups and other public areas that allow interactivity between Users and/or feedback to be provided to us (together "Interactive Areas"). We do not control and are not responsible for the information and/or materials posted to Interactive Areas by you or any third party ("Posted Material") and as a result, cannot guarantee the veracity or accuracy of any Posted Material. All use of the Interactive Areas is at your risk and you should not rely on Posted Material in any way.

8.2. You hereby grant us, and, if you are a Subscriber, agree to procure the grant to us by all licensed users under your subscription of, a non-exclusive, perpetual, royalty-free license to use, reproduce, modify and/or sub-license all or part of your Posted Material, including to sub-license group companies or third parties to use the same. We may without notice to you or any third party delete, move or edit any Posted Material or part of it.

8.3. To the extent permitted under applicable law, you hereby waive, and, if you are a Subscriber, agree to procure the waiver by all licensed users under your subscription of, all moral rights or rights of a similar nature in any jurisdiction in any Posted Material.

8.4. You are responsible for the content of your Posted Material and you may not within the Interactive Areas or otherwise in relation to a Service (including, without limitation, any email Service), post, publish, link to, upload, download, send, distribute, use or re-use any information or material:

8.4.1. obtained in breach of confidence or which contains confidential information or infringes any Intellectual Property rights or rights of privacy or other rights of any third party;

8.4.2. which is offensive, threatening, abusive, indecent, defamatory, obscene, degrading or menacing, or is otherwise contrary to applicable law or regulation or promoting an illegal act;

8.4.3. which constitutes unsolicited advertising or promotional material, including but not limited to any chain emails, unsolicited commercial emails, unsolicited bulk email, "spam" or mail bombs; or

8.4.4. which constitutes or contains a virus or other harmful component or malware.

8.5. By accessing the Interactive Areas, you agree to indemnify and hold us harmless against all claims, damages, costs and expenses (including legal and other professional fees) which we may incur as a result of any of your Posted Material.

8.6. We reserve the right to remove Posted Material at any time, for any reason, and without notice, including without limitation for any failure to comply with the provisions of this Clause 8. If any Posted Material fails to comply with the provisions of this Clause 8, we reserve the right to prevent You from accessing the Interactive Areas.

9. ADVERTISEMENTS, LINKS AND THIRD PARTY TRANSACTIONS

9.1. The Site may contain links to other websites provided by Sponsors or other third parties ("External Sites"). External Sites may advertise or provide the opportunity for you to purchase third party products or services ("Third Party Services").

9.2. The content of External Sites and Third Party Services is not maintained or controlled by us and we are therefore not responsible for the availability, content or accuracy of External Sites or Third Party Services. We do not (a) make any warranty, express or implied, with respect to the use of the links provided on, or to, a site or service; (b) guarantee the accuracy, completeness, usefulness or adequacy of External Sites or Third Party Services; or (c) make any endorsement, express or implied, of any External Sites or Third Party Services. Any advertisement or promotion on a site of a Third Party Service is not an inducement by us for you to enter into any agreement with the relevant third party.

9.3. Any communications or contracts relating to Third Party Services, payment for and delivery of Third Party Services, and any other associated terms, conditions, warranties or representations are exclusively between you and the relevant third parties. You agree not to hold us liable for any loss or damage incurred as the result of any such contracts, communications or other dealings or the presence of such third parties.

10. LIMITATIONS OF LIABILITY

10.1. The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. Commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed and links to External Sites are not intended to be taken as recommendations in respect of the same. We therefore disclaim all liability and responsibility which may arise from any reliance placed on such materials, any information listed on our Site or the use of External Sites and/or Third Party Services by any User.

10.2. To the extent permitted by law, neither we, nor any of our employees, partners, affiliates, agents or representatives (our "Representatives") will be liable to you for

10.2.1. any incidental, punitive, indirect, special or consequential damage, loss or expenses, including but not limited to any loss of business, contracts, revenue, or profits, any business interruption, security breach, loss of data, loss of goodwill or reputation or other pecuniary loss suffered by you, even if we or any of our Representatives have been advised of their possible existence; nor

10.2.2. any direct damage loss or expenses arising from loss of customers, loss of profits, loss of anticipated profits or loss of savings.

11. INDEMNITY

You agree to indemnify and hold us and our Representatives harmless against all costs, claims, damages, liability and expenses (including any professional fees) which we might incur by reason of a breach by you of these Terms including, without limitation, any of the warranties, representations and undertakings contained herein.

12. CHANGES TO CONTENT

We reserve the right to delete or change any aspect of the Content, the Interactive Areas, the Site and/or any of the technical specifications or any aspect of the same. You agree and acknowledge that such changes may result in you being unable to access the whole or any part of the Site.

13. VARIATIONS

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

14. NO WAIVER

Failure by either party to exercise any right or remedy under these Terms does not constitute a waiver of that right or remedy.

15. LAW AND JURISDICTION

Any disputes arising out of or in connection with these Terms, shall be subject to the exclusive jurisdiction of the Courts of the Dubai International Financial Centre. These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates.

16. SEVERABILITY

If any provision of these Terms is found to be wholly or partially invalid, void or unenforceable by any court having competent jurisdiction or by virtue of any legislation or any other reason, that provision shall be invalid, void or unenforceable to that extent only and no further and the validity and enforceability of the remaining provisions of these Terms shall not be affected.

17. THIRD PARTY RIGHTS

No term of these Terms is intended to be enforceable by any person other than you or us.

18. PRIVACY POLICY

Taqyeem may collect certain data from you during your use of the Site. Please refer to our PRIVACY POLICY for further details.